body {
  background-image: url(/img/top_bg.gif);
  background-repeat: no-repeat;

  scrollbar-arrow-color: #7F7F7F;
  scrollbar-3dlight-color: #7F7F7F;
  scrollbar-highlight-color: #C0C0C0;
  scrollbar-face-color: #EEEEEE;
  scrollbar-shadow-color: #7F7F7F;
  scrollbar-darkshadow-color: #C0C0C0;
  scrollbar-track-color: #FE9A02
}
h1 {
    font-family: Verdana;
    font-size: 16px;
    color: 7f7f7f;
    text-align: center;
}
.rightOrangeBorder {
    border-right-width: 1px;
    border-right-style: solid;
    border-right-color: ff9900;
}
.menu {
    padding-top: 100px;
    padding-right: 5px;
    padding-bottom: 20px;
    padding-left: 10px;
}

ul {
    list-style-image: url(/img/dot.gif);
    padding: 0px;
    margin-left: 20px;
    line-height: 150%;
}
* {
    font-family: Verdana;
    font-size: 11px;
}
.text {
    padding-top: 50px;
    padding-right: 40px;
    padding-bottom: 20px;
    padding-left: 40px;
}
.disclaimer {
    padding-top: 20px;
    padding-right: 40px;
    padding-bottom: 10px;
    padding-left: 40px;
}
h2 {
    font-family: Verdana;
    font-size: 14px;
}
.chapterText {
    font-family: "Times New Roman", Times, serif;
    font-size: 15px;
    text-align: justify;
}